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64 pages 2 hours read

Kate Fagan

The Three Lives of Cate Kay

Fiction | Novel | Adult | Published in 2025

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Character Analysis

Anne Marie Callahan (Annie)/ Cassandra Ford (Cass)/ Cate Kay

Content Warning: This section of the guide includes descriptions of anti-gay bias, emotional abuse, and addiction.

Annie Callahan is the novel’s protagonist and principal narrator. The Three Lives of Cate Kay is framed as her memoir, written when she is 31 years old. Annie is the author of a series of three bestselling dystopian novels that have also spawned a film and merchandise empire, but out of a desire for privacy, she has written these under the pseudonym “Cate Kay.” As an adult, Annie uses several different pseudonyms—“Cass Ford” and “Cate Kay”—because she is ashamed of an incident early in her life, when she abandoned her best friend Amanda after Amanda was badly injured. Annie herself admits that whenever she is frightened, her first instinct is to run away from the problem, and this pattern persists throughout most of her life. She conforms to this pattern when she leaves Amanda lying injured after a fall, and, later, when she is afraid that Ryan may have betrayed her. This tell-all memoir is ultimately Annie’s way of facing her problems instead of running from them.

From the very beginning, Annie is portrayed as an intelligent and creative person. Initially drawn to theater and then to writing, she engages in a constant search for a way to make a big mark on the world. However, her ambition sometimes interferes with her relationships, even though Annie is clearly someone who desperately wants to love and be loved. In the book’s foreword, Annie directly addresses the reader, commenting that even though she is about to reveal a selfish—and even cruel—history, she wants the reader to “love [her] anyway” (2). As she tells the story of her early life, her descriptions indicate that her mother’s emotional neglect and bigotry against lesbians deeply wounds Annie’s younger self and contributes to her intense craving to be loved and understood. This issue is compounded by the disillusionment she feels over her unrequited romantic love for Amanda, and she falls into an unhealthy relationship with her first romantic partner, Sidney, with whom she does not even expect to feel authentic love. It is only through her romance with Ryan that Annie is able to get back in touch with this need inside herself. Building on this experience, she undergoes a series of crucial inner shifts to reconstitute the separate parts of herself. Once she is eventually reconciled with both Amanda and her mother, she is finally able to experience the fullness of all kinds of love.

Amanda Kent

Amanda Kent is Annie’s best friend, and she also serves as an occasional narrator in the novel. Like Annie, she grows up in the small town of Bolton Landing and also dreams of making it big in Hollywood. She is a talented actress and is very interested in fashion, and she gives Annie the impactful advice that style is a way of making one’s outside appearance match one’s inner sense of self. Amanda has a natural flair and innate confidence that Annie admires, and she has a warm family life that Annie sometimes envies. Like Annie, Amanda is quick with words and has a joyful sense of humor, but she is not as deep a thinker as Annie is and does not share Annie’s sweeping ambitions. In her youth, Amanda is “physically adventurous” in a way that Annie finds both thrilling and frightening; “happily [abandoning] the safety of the ground” (59)—sometimes to her benefit, and sometimes to her detriment.

Amanda loves Annie with all her heart, but this love is platonic rather than romantic, and it eventually leads her to take selfish risks that cause tragic consequences. In an effort to keep Annie close, she deliberately manipulates Annie’s romantic feelings—feelings that she does not share. She also takes a range of physical risks to show off for Annie, and this tendency precipitates the zipline accident that results in her paralysis and Annie’s flight from Bolton Landing. In the aftermath of this accident, Amanda feels lonely and depressed, and she also develops an alcohol addiction. Gradually, however, she begins to make positive changes in her life by going to AA, taking jobs at her father’s garage and at the local high school drama department, and admitting her part in the breakup of her friendship with Annie. She is a key player in the novel’s thematic arguments about The Cost of Manipulation Within Relationships and Owning Mistakes and Seeking Forgiveness.

Ryan “Ry” Channing

Ryan Channing is an occasional narrator and serves as Annie’s primary love interest in her adult life. Because Ryan grew up in Lawrence, Kansas and moved to L.A. to pursue an acting career, she is the embodiment of Annie’s childhood dreams in many ways. Inwardly, Ryan feels torn between her sense of herself as a shy, slightly nerdy person and her public persona as a famous, glamorous, and self-assured actor. Ryan also has decidedly mixed feelings about her profession. One of the first things she says about herself is that she “[feels] best about [herself] when [she is] pretending to be someone else” (29), and she openly admits that she loves being the focus of other people’s attention.

On the other hand, Ryan discovers that her chosen career requires her to put on an act in her private live, not just on the set. She is a lesbian, but in the beginning of her career in the early 2000s, she feels that she has to keep this fact a secret in order to become popular with the public. She therefore makes ethical compromises such as pretending to date male co-stars for the sake of publicity, and she also cooperates with an agent—Janie—who is willing to make ethically questionable decisions in order to advance Ryan’s career. This aspect of Ryan’s character develops the novel’s focus on The Gulf Between Public and Private Selves.

Like Annie, Ry is a dynamic character who eventually realizes that she is Seeking Fulfillment in the Wrong Places. Her career is not enough to satisfy her emotionally, and although she pursues several relationships with women, these connections are compromised when Ryan’s prioritizes her career over honesty about her sexual orientation. When she finally decides to share her sexual orientation with the public, this action has the effect of narrowing the gap between her personal and public lives. Then, when she hears from Janie that Annie wants to see her, she flies out to see Annie immediately, and the two reconcile. Ryan’s enduring love, willingness to forgive, and new transparency about her sexuality contribute profoundly to the two women’s reunion.

Sidney Collins

Sidney Collins is an occasional narrator and functions as an antagonist to Annie, although she sees herself in a very different light. She and Annie have a romantic relationship about six years; their relationship begins shortly after Annie graduates from high school. Sidney is several years older than Annie, and the age difference combines with Sidney’s greater education and economic power, allowing her to develop a coercive level of control over Annie.

When Sidney was a child, her piano teacher dropped her as a student because Sidney lacked any interest in the emotional side of music, seeing it as just another thing to master, not as something to be moved by. This anecdote is designed to illustrate her controlling, manipulative, and utilitarian approach to life. With her every appearance in the novel, Sidney prioritizes her own needs and perspective above all others. For example, in order to maintain control of Annie, she cruelly lies, telling her that Amanda is dead. She also resents Annie’s lingering emotional turmoil over Amanda’s supposed death because it dominates Annie’s focus. As time goes on, Sidney strives to dominate Annie’s personal life, relationship decisions, and professional persona, and she even gets angry when Annie submits her novel to an agent without consulting with her first. Her attempts at control accelerate further when she tries to prevent Annie from learning about Ryan Channing’s interest, and she later manipulates Annie into believing that Ryan has betrayed Annie’s confidence, effectively sabotaging Annie and Ryan’s nascent relationship.

Despite her outsized influence on the novel’s plot, Sidney remains a static character, and she never really comes to terms with the damage that she causes to others’ lives. Instead, she clings to the belief that her choices are always justified, sometimes even going so far as to assert that her selfishness is really in others’ best interests. From her relationship with Sidney, Annie learns the danger of Seeking Fulfillment in the Wrong Places, but she does not harbor long-term anger toward Sidney because she can see that even Sidney must pay The Cost of Manipulation Within Relationships. As Annie says of Sidney, “It’s punishment enough being her” (262).

Patricia Callahan

Patricia, Annie’s mother, is a housekeeper at a high-end resort near the town in upstate New York town where she raised Annie. Patricia is a single mother; Annie’s father has abandoned the family, and Patricia struggles to meet all of her parental responsibilities. She works steadily and keeps a roof over Annie’s head, but she lacks the emotional resources to create a loving and nurturing environment for her child. From her description of giving Annie her own childhood Tom and Jerry t-shirt, it is clear that she loves Annie, but Patricia has several personal problems that interfere with the expression of this love. She spends much of her free time socializing with other adults and is cold toward the young Annie, even sometimes implying that she finds her daughter’s suspected sexual orientation as a lesbian to be repulsive. Patricia has an alcohol addiction that she tries to overcome several times, but it is not until Annie is an adult and has cut off all contact with her mother that Patricia finally succeeds in staying sober. She is a powerful object lesson in Seeking Fulfillment in the Wrong Places.

Patricia herself narrates just one chapter in the novel, but she is featured throughout Annie’s recollections of her childhood and in Amanda’s accounts of her adult years. Although Patricia initially functions as an antagonist to the young Annie in some ways, her presence in later years supports the novel’s focus on Owning Mistakes and Seeking Forgiveness. Once she finally does achieve sobriety, Patricia is overcome with remorse about the way she mistreated her daughter. She is therefore a dynamic character who changes over the course of the story, becoming someone who can actually love and support Annie.

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By Kate Fagan